Insurance in Stratford, CT
Insurance in Stratford, CT
We’re on Ryders Lane in Oronoque, just off the Merritt. Stop in with your declarations page, or call and we’ll compare carriers for your home, car or shop.
Lordship sits low, and the Sound has proved it
Lordship is Stratford’s shoreline peninsula, between the mouth of the Housatonic and Long Island Sound. During Hurricane Sandy in October 2012, streets such as Beach Drive stayed underwater after the storm passed, and one Washington Parkway garage took in four to six feet of water. A year earlier, Tropical Storm Irene tore up the road along Beach Drive.
The regional hazard plan that MetroCOG adopted in 2024 still lists Lordship as an area of emerging flood risk, naming lower Washington Parkway near West Hillside Avenue. Homeowners insurance doesn’t pay for rising water, so for a Lordship house we price flood coverage alongside it. A new National Flood Insurance Program policy usually has a 30-day wait, so it can’t be bought the day a storm is forecast.
Old trees, overhead wires, and Paradise Green
That same 2024 plan describes a windstorm that took down hundreds of trees in Stratford, with Lordship and Paradise Green hit hardest and several homes and cars damaged. If a neighbor’s oak lands on your roof, your own homeowners policy is normally the one that responds. A falling limb that crushes a parked car is a comprehensive claim under the auto policy. We’ll go over both deductibles before the next nor’easter rather than after it.
Getting here from Stratford Center
From Town Hall on Main Street, our office is about 3.9 miles north, mostly up Route 110. Plan on roughly 7 minutes in light traffic. Parking is on site at 88 Ryders Lane.
Route estimate: OpenStreetMap / OSRM
Sikorsky Airport, the Sikorsky plant, and Route 110 traffic
Stratford has two neighbors that most towns don’t. Sikorsky Memorial Airport, which the City of Bridgeport owns, sits in Lordship and handles mostly general aviation. The Sikorsky Aircraft plant (Lockheed Martin) is up on the northern stretch of Route 110. That brings shift traffic onto Main Street, Route 110 and the Merritt, plus small machine shops, suppliers and contractors who need general liability, commercial auto and workers’ comp.
Stratford questions we hear
Can I come to the office in person?
Yes. ASK Insurance is at 88 Ryders Lane, Suite 210, in the Oronoque section of Stratford, near the Merritt Parkway. Call 860-613-5929 first so the right agent is free when you arrive.
My Lordship house was never flooded. Do I still need flood insurance?
If your lender requires it, yes. If it doesn’t, it’s still worth a look. Sandy flooded Lordship streets, and one resident who had lived there for 40 years called it the biggest flood he’d seen since he was a kid. We can pull your flood zone and price a policy so you can decide.
I commute from Stratford on the Merritt with a work pickup. Is that a problem?
The parkway allows pickups only with passenger registration and plates, and it bars trailers and box trucks. If your truck is registered commercially, it belongs on a commercial auto policy, and you’ll want I-95 or Route 8 for the drive.
What Stratford clients ask us about most
- Flood · Flood for Lordship, Stratford Point, and houses near the Housatonic
- Homeowners · Homeowners for capes and colonials around Paradise Green and Stratford Center
- Business · Business coverage for shops on Main Street, Barnum Avenue and Route 110
- Auto · Auto for Merritt, I-95 and Route 8 commuters
Homeowners · Auto · Renters · Condo · Landlord · Flood · Boat · Motorcycle · Umbrella · Business
Talk to an agent about your Stratford policy
ASK Insurance
88 Ryders Lane, Suite 210
Stratford, CT 06614
860-613-5929
ask@askinsurancect.com
South Hadley, MA: by appointment.
Nearby town pages